For nearly twenty years the team behind Freedom Advantage Insurance Company have been focusing their expertise in writing Workers’ Compensation for the Pennsylvanian Transportation Industry.
With a strong focus on client integration and claims handling FAIC excels in underwriting higher risk accounts and assisting insureds to lower their experience modification factors and insurance costs.
Flexible payment terms and Pay As You Go with only a 5% down payment ensure smoother cashflow and less of a surprise at audit.
Contact us to be appointed then click below to submit an account through our online portal.
| Class Description |
Class Code |
| Taxi |
803 |
| School Bus |
804 |
| MILK HAULING – BY CONTRACTOR |
805 |
| Ambulance (non-volunteer) |
807 |
| Parcel Delivery |
808 |
| Truck |
811 |
| Mail Hauling or Delivery Service |
812 |
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| Class Description |
Class Code |
| Automobile/Truck Repair Shop |
815 |
| Charter Bus/Limo |
817 |
| Paratransit |
828 |
| Home Health-Professional Staff |
942 |
| Home Health- Nonprofessional Staff |
943 |
| Rubbish or Garbage Removal |
995 |
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New business ventures will be closely scrutinized for prior company history of the principals and supporting staff involved.
Any claims exceeding $25,000 in the last five years must have detailed causal explanations and avoidable losses in this category will result in rejection of the account. All summary loss data accompanying the submission should be valued within 120 days.
Risks Not To Be Considered
Airline/Aircraft Operations or Exposures
All Hazard Group IV exposures
Asbestos operations or exposures
Blasting operations or exposures
Explosive gas or chemical handling or their manufacturing operations
Logging/Lumbering/Sawmills
Risks Not To Be Considered
Marine Vessels or Watercraft Operations or Exposures
Mining Operations or Any Coal Exposure
Professional Sports Teams
Rigging or bridge work
Roofing or Scaffolding Exposures
